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🏠 Mortgage & Home
Payment, PITI, FHA/MIP, PMI, affordability, refinance, and down payment tools.
Educational tools only — not financial, tax, lending, or investment advice. Confirm figures with official documents and professionals.
Related guides (read + calculate)
Long-form articles with human anchor text into the calculators below.
- Mortgage payment basics: P&I, PITI, and escrow
Understand how a level monthly mortgage payment is built, separate P&I from taxes/insurance/MI, and prepare better questions for lenders using official Loan Estimates.
- Loan Estimate checklist for shoppers
Walk a Loan Estimate page-by-page, extract the right inputs for calculators, and compare two offers on total cost — not vanity monthly payments alone.
- Understanding debt-to-income (DTI)
Compute and interpret front-end and back-end DTI with real debts and gross income, then connect results to affordability and payment tools.
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All 10 tools in this category
- 🏠 Mortgage Payment Calculator Estimate monthly principal & interest with optional extra payments.
- 📊 Mortgage Amortization Calculator See balance, interest, and principal after any month.
- 🏛️ FHA Mortgage Calculator FHA-style P&I with upfront and annual MIP orientation.
- 🛡️ PMI Calculator Estimate private mortgage insurance from LTV and annual PMI rate.
- 🧾 PITI Calculator Principal, interest, taxes, insurance, MI, and HOA in one housing payment.
- 🎯 Mortgage Affordability Calculator How much house based on income, debts, and front/back-end ratios.
- 🔄 Refinance Break-Even Calculator Months to recoup refinance closing costs from payment savings.
- ⚡ Extra Mortgage Payment Calculator See how extra principal shortens your loan and cuts interest.
- 📅 Biweekly Mortgage Calculator Estimate payoff acceleration from biweekly half-payments.
- 🏦 Down Payment Calculator Target down payment and cash-to-close savings timeline.